All your daily banking needs

CHEQUING ACCOUNTS

​Everyone has different daily banking needs. Find the right account for you.

HEADSTART® Package (ages 0-17)

Overview

FREE chequing for younger members.

Key Features
  • No monthly fee
  • Unlimited withdrawals per month†, including Interac® e-Transfers*
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MyChequing (ages 18-24)

Overview

FREE chequing for young adult members.

Key Features
  • No monthly fee
  • Unlimited withdrawals per month† including Interac® e-Transfers*
Apply Now More Info

Smart Package

Overview

FREE chequing (with minimum monthly balance), ideal for the daily banking needs of most members.

Key Features
  • $10 monthly fee, waived with minimum $2,000 monthly balance
  • 50 withdrawals per month†, including Interac® e-Transfers*
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Basic Package

Overview

Perfect if you're only doing a few transactions per month.

Key Features
  • $4 monthly fee
  • 10 withdrawals per month†, including Interac® e-Transfers*
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Simple Package

Overview

If you need more than the basics, but are still keeping it simple.

Key Features
  • $7 monthly fee
  • 25 withdrawals per month†, including Interac® e-Transfers*
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Ultimate Package

Overview

Never worry about doing too many transactions.

Key Features
  • $13 monthly fee
  • Unlimited withdrawals per month†, including Interac® e-Transfers*
  • Free Canadian and U.S. Drafts
Apply Now More Info

Horizon Package (ages 60+)

Overview

FREE chequing for members age 60+

Key Features
  • No monthly fee
  • Unlimited withdrawals per month†, including Interac® e-Transfers*
  • 2 Free US ATM withdrawals/month
Apply Now More Info

Set up Your Account Today

We'll help you get it done in no time.

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†Plus account withdrawal fees if over transaction limit. Withdrawals: in-branch, ATM, telephone, online, mobile; in-store: bill payments, transfers, point of sale debit transactions. 

*Excludes Interac®, U.S. and International ATM withdrawals (except for Allpoint U.S. ATMs).

THE EXCHANGE® is licensed for use in Canada by FICANEX Services Limited Partnership.