Your business is our passion


Your business is successful because you’re great at what you do. Spend more time doing that, and less time on admin.

Exclusive Offer for Business Members

New Payfirma clients who sign up by February 28, 2021 will recieve*:

  • Monthly account fee waived for 1-Year
  • PLUS $200 rebate on any terminal purchase or 3 months free terminal rental.
Payfirma Promotion

Cash Management Services

​We’ll help you cut back on your admin time with:

Payfirma Merchant Services

We have partnered with Payfirma, a leading Canadian payments company, to help our business members accept credit and debit cards, online, in-stores, and on mobile devices.

Payfirma Benefits:

  • Preferred Pricing - Through our partnership with Payfirma, you will enjoy preferred pricing that is tailored to your unique business and processing volume.
  • World-Class Products and Services - Payfirma simplifies payments and enables frictionless payment processing for our business members
  • 7 Ways to get Paid - Seven different payment solutions to meet your unique business needs.

Visit Payfirma to Get a Rate Review or to Learn More >

PaymentStream™ Automated Funds Transfer

Make sending or collecting payments quick and easy, all while saving you time and money.

PaymentStream™ Benefits:

  • Flexibility and Control – Transfer funds across financial institutions on a recurring or one-time basis.
  • Reduce Operating Costs – Cut down or completely eliminate the time and cost associated with cheque clearing, production, delivery and reconciliation.
  • Keep Track - Access to detailed reports for all payments, whether they are pre-authorized payments or direct deposits.
  • Improve Security – Reduce the chance of stolen, lost or forged cheques.
  • More Currency Options – Pay suppliers in US funds to US accounts within Canadian financial institutions.

PaymentStream™ User Support

For existing users, please visit our PaymentStream AFT Support Page to view our FAQs or to submit a Support Request.  One of our AFT Support Team will respond to you via email within 2 hours of the business day.  

Our business hours are Monday – Friday, 8:30 am to 4:30 pm.  Please note our holiday closures.

Payroll Services

Speed up your payroll and get back to business. We’ve partnered with Desjardins, one of Canada's largest providers of business solutions, to help streamline your payroll so it takes only minutes to complete accurately and on time, every time.

All you need to do is transmit your payroll details by telephone or Internet. Desjardins will do the rest, including calculating, depositing, filing and reconciling your payroll taxes.

Contact our commercial specialists to learn more.

* The promotional offer described above is valid only from December 1, 2020 till February 28, 2021 and is available to new Payfirma clients that enter into a credit and debit processing agreement with Payfirma and that deposit into a ISCU business bank account. Clients under current contract with Payfirma are not eligible. Other fees/taxes may apply. Offer may end or be suspended at any time for any reason, and is subject to change without notice. Some restrictions apply – ask Payfirma for details

​Financial Fitness


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